Finance Options

When it comes to spreading the cost of bedtime, we’ve got you covered. We are partnered with DivideBuy offering 0% APR on repayments. Find finance a headache? Good news, DivideBuy is quick and easy to use as we like to keep things simple. To get started, select DivideBuy at checkout and run through the short and sweet application process for an instant decision. One approved, sit back and relax while we will get cosy on the way.


Interest free instalments

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Check eligibility,
no effect on credit score


Repayment automatic

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Quick and easy


Add items to your basket


Go to checkout and
select DivideBuy


Provide some personal details,
get an instant credit decision


Pay first instalments


Your goods are on their way

Snuggle Now, Pay Later

Certain things can’t wait… Like keeping cosy and a dreamy night’s sleep. We have partnered with DivideBuy, so you can spread the cost across 3, 6, 9 or 12 months. Simply select your preferred payment option at the checkout, complete a short application form and once approved we’ll get bedtime on the way.


Are there limits on how much I can spend?

DivideBuy interest free credit is available on products/services from £50 to £6000. Credit is available from 2 to 12 months. Credit offered is set by the retailer.

• Applicants must be aged between 18 and 75
• Be a permanent UK resident
• Have a valid debit or credit card
• Have a valid UK mobile number
• Have a valid email address

Will a credit check be performed?
Yes. A credit check is performed to assess your eligibility and affordability. DivideBuy also has a quick check service so you can 
assess your eligibility for DivideBuy credit that will not affect your credit file.

Yes. A credit check is performed to assess your eligibility and affordability. DivideBuy also has a quick check service so you can 
assess your eligibility for DivideBuy credit that will not affect your credit file.

Payment is collected via a Continuous Payment Authority (CPA). This method uses your long card number, expiry date and threedigit CV2. Payments will be collected automatically on the date your instalment is due.

To guard against fraudulent applications, we are only able to deliver goods to your home address.

The first step is to contact the retailer directly to cancel your order. If you have already received your order, you’ll need to arrange for it to be returned using the retailer’s returns process. The retailer will then contact us to confirm your order has been returned, so we can issue a refund and cancel your credit agreement.

We’re sorry that your application was declined. Unfortunately, we have no influence over the credit decision and we’re unable to find out why your application was denied. DivideBuy is not permitted to share application information with us.

For any questions related to DivideBuy interest free credit please contact DivideBuy by visiting For a full list of FAQs please click here.

No. There are no APR or hidden charges. We do reserve the right to add late payment fees to your account in the event of you missing payments. This is all explained in your credit agreement before you electronically sign at the checkout process.

To manage your account and make payments, you can log in

DivideBuy will need to approve any deliveries to addresses other than the application/billing address. Without their approval, we will not be able to ship to a different address as fraud prevention measures apply. To have goods delivered to another address, once you have placed your order and paid a first instalment, you need to contact DivideBuy directly who will then notify us of the changes.

Email: Or via the DivideBuy live chat facility at


We are partnered with DivideBuy allowing you to spread payments on all purchases over £500 over 3, 6, 9 or 12 months interest-free. So providing you pay for your items within 12 months, you do not spend a penny more than if you paid on the day of ordering.

You can apply for finance on all orders over £500. You simply select your preferred option at the checkout where you are invited to complete a short application form. Once approved we will process your order-easy peasy.

Product trials continue to work in the same way as if you paid in full. If you have made any payments and choose to return your products, this will be refunded back to you. Once we have processed your refund you will no longer be required to pay the outstanding amount.

Yes. Our Hybrid Bamboo Mattress is available on finance, simply select your preferred payment option at the checkout and once approved we will process your order.

If you return a product you will be refunded the amount you have paid. This will be reimbursed to you once we have processed your return.

This depends on your credit score. You may be asked to assign a guarantor.

  1. Add your products to your basket to a value over £500
  2. When you get to check out please select DivideBuy then start your application by tapping Register
  3. You will get an instant decision from DivideBuy
  4. Complete the e-signature
  5. You will receive your confirmation order from us and we will dispatch your products